I am here to help you make an informed decision on the best direction you should take for your home.  I am a Certified HAFA (Home Affordable Foreclosure Alternatives) and CSSN (Certified Short Sale Negotiator). I can help you just as I have helped many homeowners in distress.

My purpose is to assist you in understanding all the options and the possible impact of any decision you make. I am here to guide you through the process and make this as stress free as possible.

Home Retention Options:

• Repayment Plan or Forbearance
• Temporary Payment Reduction
• Loan Modification

Foreclosure Alternatives:

• Short Sale
• Deed in Lieu (D I L) of Foreclosure